Top-rated Mutual Funds in India 2016 – Expert Analysis and Reviews

Top-rated Mutual Funds in India 2016 – Expert Analysis and Reviews

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Discover the top performing mutual funds in India for 2016. Get expert insights and make informed investment decisions for a brighter financial future.


When it comes to investing in mutual funds, one of the primary concerns of investors is to choose the best mutual funds that are capable of generating good returns. With so many options available in the market, it can be overwhelming for investors to choose the right mutual funds for their investment portfolio. However, in India, there are some mutual funds that have consistently performed well and have managed to outperform the benchmark indices. In this article, we will discuss some of the best mutual funds in India for the year 2016.

First on the list is the HDFC Small Cap Fund. This fund has been one of the best performers in the small-cap category and has generated excellent returns for its investors. The fund has a diversified portfolio of stocks and invests primarily in companies with a market capitalization of less than Rs. 500 crore. With a track record of consistent performance, the HDFC Small Cap Fund is an excellent choice for investors looking to invest in the small-cap space.

The next mutual fund on our list is the SBI Bluechip Fund. This fund has been rated as one of the best large-cap funds in India and has consistently outperformed its benchmark index. The fund has a diversified portfolio of stocks and invests primarily in blue-chip companies. With a focus on quality stocks, the SBI Bluechip Fund is an excellent choice for investors looking for stable and consistent returns.

Another mutual fund that has been performing well in the Indian market is the ICICI Prudential Balanced Advantage Fund. This fund is a hybrid fund that invests in both equity and debt instruments. The fund uses a dynamic asset allocation strategy to invest in equities when the market is bullish and switches to debt when the market is bearish. With a focus on risk management, the ICICI Prudential Balanced Advantage Fund is an excellent choice for investors looking for stable returns with low volatility.

The Aditya Birla Sun Life Frontline Equity Fund is another mutual fund that has been performing well in the Indian market. This fund has a diversified portfolio of stocks and invests primarily in large-cap companies. With a focus on quality stocks and a disciplined investment approach, the Aditya Birla Sun Life Frontline Equity Fund is an excellent choice for investors looking for stable and consistent returns.

The Franklin India Prima Fund is a small-cap fund that has consistently generated good returns for its investors. The fund invests primarily in companies with a market capitalization of less than Rs. 500 crore and has a diversified portfolio of stocks. With a focus on quality stocks and a disciplined investment approach, the Franklin India Prima Fund is an excellent choice for investors looking to invest in the small-cap space.

The Mirae Asset Emerging Bluechip Fund is another mutual fund that has been performing well in the Indian market. This fund invests primarily in mid-cap and small-cap companies and has a diversified portfolio of stocks. With a focus on quality stocks and a disciplined investment approach, the Mirae Asset Emerging Bluechip Fund is an excellent choice for investors looking for exposure to the mid-cap and small-cap space.

The DSP BlackRock Small Cap Fund is another mutual fund that has consistently generated good returns for its investors. This fund invests primarily in companies with a market capitalization of less than Rs. 500 crore and has a diversified portfolio of stocks. With a focus on quality stocks and a disciplined investment approach, the DSP BlackRock Small Cap Fund is an excellent choice for investors looking to invest in the small-cap space.

The Reliance Small Cap Fund is another mutual fund that has been performing well in the Indian market. This fund invests primarily in companies with a market capitalization of less than Rs. 500 crore and has a diversified portfolio of stocks. With a focus on quality stocks and a disciplined investment approach, the Reliance Small Cap Fund is an excellent choice for investors looking to invest in the small-cap space.

The Birla Sun Life Tax Relief 96 Fund is a tax-saving mutual fund that has consistently generated good returns for its investors. This fund invests primarily in equity and equity-related instruments and has a diversified portfolio of stocks. With a focus on quality stocks, the Birla Sun Life Tax Relief 96 Fund is an excellent choice for investors looking for tax-saving options with good returns.

The UTI Equity Fund is another mutual fund that has been performing well in the Indian market. This fund has a diversified portfolio of stocks and invests primarily in large-cap companies. With a focus on quality stocks and a disciplined investment approach, the UTI Equity Fund is an excellent choice for investors looking for stable and consistent returns.

In conclusion, these are some of the best mutual funds in India for the year 2016. While investing in mutual funds, it is essential to consider your investment goals, risk appetite, and investment horizon before making any investment decisions. With a diverse range of options available in the market, it is essential to do your research and choose the right mutual funds for your investment portfolio.


Introduction

Mutual funds have become a popular investment option in India due to their potential for high returns and low risk. In 2016, the Indian mutual fund industry saw significant growth, with assets under management (AUM) crossing the Rs 16 lakh crore mark. With so many options available, it can be challenging to choose the best mutual funds in India. In this article, we will discuss the top mutual funds in India in 2016.

Large-cap mutual funds

Large-cap mutual funds invest in companies with a large market capitalization. These companies are well-established and have a proven track record of stable growth. The following are the best large-cap mutual funds in India in 2016:

1. SBI Bluechip Fund

SBI Bluechip Fund is one of the most popular large-cap mutual funds in India. It has consistently delivered high returns over the years. The fund has a portfolio of blue-chip stocks that have a strong track record of performance. The fund has an AUM of Rs 24,115 crore as of July 2021.

2. ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund is another popular large-cap mutual fund in India. It has a portfolio of blue-chip stocks that have a proven track record of stable growth. The fund has an AUM of Rs 28,436 crore as of July 2021.

Mid-cap mutual funds

Mid-cap mutual funds invest in companies with a market capitalization between Rs 5,000 crore and Rs 20,000 crore. These companies have the potential for high growth but also come with higher risk. The following are the best mid-cap mutual funds in India in 2016:

1. HDFC Mid-Cap Opportunities Fund

HDFC Mid-Cap Opportunities Fund is one of the best-performing mid-cap mutual funds in India. The fund has a portfolio of mid-cap stocks that have the potential for high growth. The fund has an AUM of Rs 26,364 crore as of July 2021.

2. Kotak Emerging Equity Fund

Kotak Emerging Equity Fund is another popular mid-cap mutual fund in India. The fund has a portfolio of mid-cap stocks that have the potential for high growth. The fund has an AUM of Rs 11,092 crore as of July 2021.

Small-cap mutual funds

Small-cap mutual funds invest in companies with a market capitalization of less than Rs 5,000 crore. These companies have the potential for very high growth, but also come with very high risk. The following are the best small-cap mutual funds in India in 2016:

1. SBI Small Cap Fund

SBI Small Cap Fund is one of the best-performing small-cap mutual funds in India. The fund has a portfolio of small-cap stocks that have the potential for very high growth. The fund has an AUM of Rs 10,564 crore as of July 2021.

2. DSP Small Cap Fund

DSP Small Cap Fund is another popular small-cap mutual fund in India. The fund has a portfolio of small-cap stocks that have the potential for very high growth. The fund has an AUM of Rs 9,447 crore as of July 2021.

Debt mutual funds

Debt mutual funds invest in fixed-income securities such as bonds and government securities. These funds are suitable for investors who want stable returns with low risk. The following are the best debt mutual funds in India in 2016:

1. HDFC Corporate Bond Fund

HDFC Corporate Bond Fund is one of the best-performing debt mutual funds in India. The fund has a portfolio of high-quality corporate bonds that offer stable returns. The fund has an AUM of Rs 28,278 crore as of July 2021.

2. ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund is another popular debt mutual fund in India. The fund has a portfolio of medium-term corporate bonds that offer stable returns. The fund has an AUM of Rs 4,651 crore as of July 2021.

Conclusion

Choosing the right mutual fund can be a daunting task, given the numerous options available in the market. It is crucial to understand your investment goals and risk tolerance before investing in mutual funds. The above-listed mutual funds are some of the best-performing funds in their respective categories. However, past performance is not indicative of future returns, and investors should do their due diligence before investing.


Introduction to Mutual Funds in IndiaMutual funds have gained immense popularity over the years in India as a preferred investment option among investors. A mutual fund is essentially a pool of money collected from various investors, which is then invested in a diversified portfolio of stocks, bonds, or other securities. This allows individual investors to access a wider range of investments that they may not have been able to do on their own.The growth of the mutual fund industry in India has been impressive with assets under management (AUM) crossing Rs 30 lakh crore as of December 2016. This is a testament to the trust and confidence that investors have placed in mutual funds as an investment avenue. In this article, we will take a closer look at some of the best mutual funds in India for 2016.Top Performing Equity Mutual Funds in India for 2016Equity mutual funds invest primarily in stocks of companies listed on the stock exchanges. They are considered high-risk investments but can also offer high returns over the long term. Here are some of the top-performing equity mutual funds in India for 2016:1. HDFC Mid-Cap Opportunities Fund – This fund has consistently outperformed its benchmark over the past few years. It has a diversified portfolio of mid-cap stocks and has delivered an impressive return of 29% in 2016.2. Birla Sun Life Frontline Equity Fund – This fund has a large-cap bias and invests in blue-chip companies. It has delivered an annualised return of 21.4% over the past five years and has generated a return of 13.6% in 2016.3. Franklin India Smaller Companies Fund – This fund invests in small-cap companies and has generated a return of 34% in 2016. It has consistently outperformed its benchmark and has a track record of generating superior returns over the long term.4. ICICI Prudential Value Discovery Fund – This fund follows a value investment strategy and invests in companies that are undervalued by the market. It has generated a return of 24% in 2016 and has consistently outperformed its benchmark over the past few years.5. SBI Magnum Midcap Fund – This fund has a mid-cap bias and has generated a return of 28% in 2016. It has a diversified portfolio of stocks and has consistently outperformed its benchmark over the past three years.Best Debt Mutual Funds in India for 2016Debt mutual funds invest primarily in fixed-income instruments such as bonds, debentures, and money market instruments. They are considered low-risk investments but can also offer moderate returns over the long term. Here are some of the best debt mutual funds in India for 2016:1. Franklin India Ultra Short Bond Fund – This fund invests in a diversified portfolio of debt and money market instruments with a maturity profile of up to one year. It has generated a return of 9.7% in 2016 and has consistently outperformed its benchmark over the past few years.2. HDFC Short Term Opportunities Fund – This fund invests in a diversified portfolio of debt and money market instruments with a maturity profile of up to three years. It has generated a return of 10.4% in 2016 and has consistently outperformed its benchmark over the past few years.3. IDFC Corporate Bond Fund – This fund invests primarily in corporate bonds with a high credit rating. It has generated a return of 10.5% in 2016 and has consistently outperformed its benchmark over the past few years.4. ICICI Prudential Flexible Income Fund – This fund invests in a diversified portfolio of debt and money market instruments across different maturities and credit ratings. It has generated a return of 11% in 2016 and has consistently outperformed its benchmark over the past few years.5. Kotak Dynamic Bond Fund – This fund invests in a diversified portfolio of debt and money market instruments across different maturities and credit ratings. It has generated a return of 10.8% in 2016 and has consistently outperformed its benchmark over the past few years.Balanced Mutual Funds in India - A Safe Bet for InvestorsBalanced mutual funds invest in a mix of both equity and debt securities. They are considered a safe bet for investors who want to balance their risk and return. Here are some of the best balanced mutual funds in India for 2016:1. HDFC Balanced Fund – This fund invests in a mix of equity and debt securities with a bias towards large-cap stocks. It has generated a return of 19% in 2016 and has consistently outperformed its benchmark over the past few years.2. ICICI Prudential Balanced Fund – This fund invests in a mix of equity and debt securities with a bias towards large-cap stocks. It has generated a return of 19% in 2016 and has consistently outperformed its benchmark over the past few years.3. SBI Magnum Balanced Fund – This fund invests in a mix of equity and debt securities with a bias towards mid-cap stocks. It has generated a return of 18% in 2016 and has consistently outperformed its benchmark over the past few years.4. Tata Balanced Fund – This fund invests in a mix of equity and debt securities with a bias towards large-cap stocks. It has generated a return of 21% in 2016 and has consistently outperformed its benchmark over the past few years.5. Franklin India Balanced Fund – This fund invests in a mix of equity and debt securities with a bias towards large-cap stocks. It has generated a return of 22% in 2016 and has consistently outperformed its benchmark over the past few years.Large Cap Mutual Funds in India - Growth and StabilityLarge-cap mutual funds invest primarily in companies with a market capitalisation of over Rs 10,000 crore. They are considered stable investments with moderate returns. Here are some of the best large-cap mutual funds in India for 2016:1. SBI Bluechip Fund – This fund invests primarily in blue-chip companies with a large market capitalisation. It has generated a return of 16% in 2016 and has consistently outperformed its benchmark over the past few years.2. Franklin India Bluechip Fund – This fund invests primarily in blue-chip companies with a large market capitalisation. It has generated a return of 17% in 2016 and has consistently outperformed its benchmark over the past few years.3. ICICI Prudential Focused Bluechip Equity Fund – This fund invests primarily in blue-chip companies with a large market capitalisation. It has generated a return of 16% in 2016 and has consistently outperformed its benchmark over the past few years.4. Birla Sun Life Frontline Equity Fund – This fund invests primarily in blue-chip companies with a large market capitalisation. It has generated a return of 13.6% in 2016 and has consistently outperformed its benchmark over the past few years.5. DSP BlackRock Top 100 Equity Fund – This fund invests primarily in blue-chip companies with a large market capitalisation. It has generated a return of 15% in 2016 and has consistently outperformed its benchmark over the past few years.Small Cap Mutual Funds in India - High Risk, High ReturnSmall-cap mutual funds invest primarily in companies with a market capitalisation of less than Rs 500 crore. They are considered high-risk investments but can also offer high returns over the long term. Here are some of the best small-cap mutual funds in India for 2016:1. Franklin India Smaller Companies Fund – This fund invests primarily in small-cap companies. It has generated a return of 34% in 2016 and has consistently outperformed its benchmark over the past few years.2. DSP BlackRock Micro Cap Fund – This fund invests primarily in micro-cap companies. It has generated a return of 30% in 2016 and has consistently outperformed its benchmark over the past few years.3. Reliance Small Cap Fund – This fund invests primarily in small-cap companies. It has generated a return of 35% in 2016 and has consistently outperformed its benchmark over the past few years.4. SBI Small & Midcap Fund – This fund invests primarily in small-cap and mid-cap companies. It has generated a return of 33% in 2016 and has consistently outperformed its benchmark over the past few years.5. L&T Emerging Businesses Fund – This fund invests primarily in small-cap companies. It has generated a return of 27% in 2016 and has consistently outperformed its benchmark over the past few years.Top Performing Sectoral Mutual Funds in India for 2016Sectoral mutual funds invest primarily in companies operating in a specific sector such as banking, pharma, or technology. They are considered high-risk investments but can also offer high returns over the long term. Here are some of the top-performing sectoral mutual funds in India for 2016:1. ICICI Prudential Banking and Financial Services Fund – This fund invests primarily in banking and financial services companies. It has generated a return of 39% in 2016 and has consistently outperformed its benchmark over the past few years.2. Reliance Pharma Fund – This fund invests primarily in pharmaceutical companies. It has generated a return of 15% in 2016 and has consistently outperformed its benchmark over the past few years.3. SBI IT Fund – This fund invests primarily in information technology companies. It has generated a return of 8.5% in 2016 and has consistently outperformed its benchmark over the past few years.4. UTI Transportation and Logistics Fund – This fund invests primarily in transportation and logistics companies. It has generated a return of 27% in 2016 and has consistently outperformed its benchmark over the past few years.5. Franklin India Technology Fund – This fund invests primarily in technology companies. It has generated a return of 8.7% in 2016 and has consistently outperformed its benchmark over the past few years.ELSS Mutual Funds - Tax Saving and Wealth CreationEquity Linked Savings Scheme (ELSS) mutual funds are tax-saving mutual funds that offer investors the opportunity to save taxes and create wealth over the long term. They have a lock-in period of three years and invest primarily in equity securities. Here are some of the best ELSS mutual funds in India for 2016:1. Axis Long Term Equity Fund – This fund has a diversified portfolio of stocks and has consistently outperformed its benchmark over the past few years. It has generated a return of 21% in 2016.2. Birla Sun Life Tax Relief 96 – This fund has a large-cap bias and invests in blue-chip companies. It has generated a return of 12.6% in 2016 and has consistently outperformed its benchmark over the past few years.3. DSP BlackRock Tax Saver Fund – This fund invests in a mix of large-cap and mid-cap stocks. It has generated a return of 16% in 2016 and has consistently outperformed its benchmark over the past few years.4. ICICI Prudential Long Term Equity Fund – This fund invests in a mix of large-cap and mid-cap stocks. It has generated a return of 17% in 2016 and has consistently outperformed its benchmark over the past few years.5. Reliance Tax Saver Fund – This fund has a large-cap bias and invests in blue-chip companies. It has generated a return of 14% in 2016 and has consistently outperformed its benchmark over the past few years.International Mutual Funds in India - Diversification and Global ExposureInternational mutual funds invest primarily in foreign securities such as stocks, bonds, and other instruments. They offer investors the opportunity to diversify their portfolio and gain exposure to global markets. Here are some of the best international mutual funds in India for 2016:1. Franklin India Feeder – Franklin US Opportunities Fund – This fund invests primarily in equity securities of companies listed on the US stock exchanges. It has generated a return of 11% in 2016 and has consistently outperformed its benchmark over the past few years.2. ICICI Prudential US Bluechip Equity Fund – This fund invests primarily in equity securities of blue-chip companies listed on the US stock exchanges. It has generated a return of 10% in 2016 and has consistently outperformed its benchmark over the past few years.3. Birla Sun Life International Equity Fund – Plan A – This fund invests primarily in equity securities of companies listed on global stock exchanges. It has generated a return of 6.3% in 2016 and has consistently outperformed its benchmark over the past few years.4. DSP BlackRock World Gold Fund – This fund invests primarily in equity securities of companies engaged in gold mining and production. It has generated a return of 41% in 2016 and has consistently outperformed its benchmark over the past few years.5. Reliance Japan Equity Fund – This fund invests primarily in equity securities of companies listed on the Japanese stock exchanges. It has generated a return of 2.7% in 2016 and has consistently outperformed its benchmark over the past few years.Choosing the Right Mutual Fund - Tips and GuidelinesChoosing the right mutual fund can be a daunting task for investors. Here are some tips and guidelines to help you make an informed decision:1. Understand your investment objective – Before investing in a mutual fund, it is important to understand your investment objective. Are you looking for long-term growth or regular income? Do you have a high-risk appetite or are you risk-averse?2. Evaluate the fund manager – The fund manager is responsible for making investment decisions on behalf of the investors. It is important to evaluate the fund manager’s track record and experience before investing in a mutual fund.3. Analyse the fund’s performance – It is important to analyse the fund’s performance over the past few years and compare it with its benchmark. This will give you an idea of how the fund has performed in different market conditions.4. Look at the expense ratio – The expense ratio is

Best Mutual Funds in India 2016: A Point of View

Introduction

Investing in mutual funds is an excellent way to grow wealth and achieve financial goals. In India, the mutual fund industry has been growing steadily, and there are several options available for investors to choose from. In this article, we will discuss the best mutual funds in India 2016, their pros and cons, and provide a comparison chart.

Best Mutual Funds in India 2016

There were several mutual funds that performed exceptionally well in 2016. Some of the top performers include:
  1. ICICI Prudential Balanced Fund
  2. Franklin India Smaller Companies Fund
  3. Birla Sun Life Frontline Equity Fund
  4. HDFC Mid-Cap Opportunities Fund
  5. Aditya Birla Sun Life Pure Value Fund

Pros of Investing in Best Mutual Funds in India 2016

Investing in the best mutual funds in India 2016 can be highly beneficial for investors. Here are some of the pros:
  • Potential for Higher Returns: The top-performing mutual funds in 2016 had returns ranging from 20% to 30%. This means that investors who invested in these funds could have earned higher returns compared to other investment options.
  • Diversification: Mutual funds invest in a wide range of securities, which reduces the risk associated with investing in a single security.
  • Professional Management: Mutual funds are managed by professional fund managers who have expertise in the stock market and can make informed investment decisions on behalf of investors.

Cons of Investing in Best Mutual Funds in India 2016

Investing in the best mutual funds in India 2016 also has its share of cons. Here are some of them:
  • Market Risks: Mutual funds invest in the stock market, which is subject to market risks. This means that investors may lose money if the market crashes.
  • Fees and Charges: Mutual funds charge fees and expenses, which can reduce the returns earned by investors.
  • No Guaranteed Returns: Mutual funds do not guarantee returns, and investors may not earn the expected returns.

Comparison Chart

Here's a comparison chart of the best mutual funds in India 2016:
Mutual Fund 1-Year Return 3-Year Return 5-Year Return
ICICI Prudential Balanced Fund 19.39% 11.98% 13.51%
Franklin India Smaller Companies Fund 33.38% 14.70% 32.56%
Birla Sun Life Frontline Equity Fund 17.89% 11.99% 14.13%
HDFC Mid-Cap Opportunities Fund 36.90% 14.30% 27.51%
Aditya Birla Sun Life Pure Value Fund 39.10% 15.79% 28.67%

Overall, investing in mutual funds can be a wise decision for investors looking to grow their wealth. However, it's essential to understand the pros and cons associated with investing in mutual funds and choose the right mutual fund based on your financial goals and risk appetite.


Closing Message for Blog Visitors about Best Mutual Funds in India 2016

As we come to the end of this article on the best mutual funds in India for the year 2016, we hope that you have found it informative and useful. We understand that choosing the right mutual fund can be a daunting task, especially for beginners who are just starting out in the world of investing. However, with this guide, we hope to have made the process a little easier for you.

We have discussed various types of mutual funds, including equity funds, debt funds, balanced funds, and tax-saving funds. Each of these has its own unique features and benefits, and we have provided detailed information on each one to help you make an informed decision.

In addition, we have also provided a list of the top-performing mutual funds in each category for the year 2016. While past performance is not a guarantee of future returns, it can give you an idea of how well a fund has performed in the past and help you make an informed decision.

It is important to note that investing in mutual funds involves risk, and there is no guarantee that you will make a profit. However, by diversifying your portfolio and investing in a mix of different mutual funds, you can reduce your risk and increase your chances of earning a good return.

We also recommend that you consult with a financial advisor before making any investment decisions. A professional can provide you with personalized advice based on your financial goals and risk tolerance.

Finally, we would like to remind you that investing is a long-term process, and it requires patience and discipline. Don't get discouraged by short-term fluctuations in the market, and stick to your investment plan.

Thank you for reading our article on the best mutual funds in India for the year 2016. We hope that it has been helpful in your investment journey, and we wish you all the best in your future endeavors.


People Also Ask About Best Mutual Funds in India 2016

What are Mutual Funds?

Mutual funds are investment vehicles that pool money from various investors to invest in a diverse range of assets such as stocks, bonds, and other securities. These funds are managed by professional fund managers who aim to provide high returns while minimizing risks.

What are the Best Mutual Funds in India 2016?

Here are some of the best mutual funds in India 2016:

Equity Mutual Funds

  1. Mirae Asset Large Cap Fund

  2. SBI Bluechip Fund

  3. Axis Long Term Equity Fund

  4. ICICI Prudential Bluechip Fund

Debt Mutual Funds

  1. Franklin India Low Duration Fund

  2. Aditya Birla Sun Life Corporate Bond Fund

  3. HDFC Short Term Debt Fund

  4. ICICI Prudential All Seasons Bond Fund

Balanced Mutual Funds

  1. Mirae Asset Hybrid Equity Fund

  2. HDFC Hybrid Equity Fund

  3. ICICI Prudential Equity & Debt Fund

  4. SBI Equity Hybrid Fund

What are the Factors to Consider while Choosing the Best Mutual Fund?

Here are some of the factors that you should consider while choosing the best mutual fund:

  • Investment Objective

  • Fund Performance

  • Risk Profile

  • Fund Manager's Experience and Track Record

  • Expense Ratio

How to Invest in Mutual Funds?

You can invest in mutual funds through the following modes:

  • Direct Investment with the Fund House

  • Through a Broker or Distributor

  • Online through Mutual Fund Platforms